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Auto Loans

LOW Rates From 1.74% APR

If you’re ready for a new car, we’re ready with new, lower rates!

Yes, the world has changed, but our members still need to get to work, so we’ve cut our auto loan rates across the board! We’ve also added a special 3-year loan from 1.74% APR+. You can get that new car or even just lower your current car payments!

We’ll even work with the dealer, so we sweat the details, not you.

You can also get some incredible low rates for recreational vehicles including:

  • Motorcycles
  • Motorhomes/travel trailers
  • Boats
  • Jet skis

We also offer quick, stress-free auto loan refinancing.

And don’t forget: qualify for a 1.25% auto rate discount, saving up to hundreds of dollars a year, with Direct Deposit!

Additional Information
Lienholder Information Sheet (Download pdf | Download rtf)
Authorization for Payoff (Download doc)

Apply Now!

Term Standard+
36 months or less 1.74%
48 months or less 1.74%
60 months 1.74%
72 months 2.74%
Term Fixed APR+ Variable APR+
48 months or less 3.99% N/A
60 months 4.49% N/A
61 - 72 months 4.99% N/A
73 - 120 months N/A 3.74%

†APR=Annual Percentage Rates. Rates shown are our preferred rates based on credit worthiness and a 1.25% Auto Loan discount for Direct Deposit/Folio Direct Deposit going into a FIGFCU Checking Account (either High Yield or CashBack) in the amount of $1,000.00 or more monthly and Automatic Payment/Folio Deduction. Rates and terms are subject to credit approval. Other rates and terms are available. Other restrictions may apply. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either vehicle cost or Kelly Blue Book/NADA, whichever is lower. Other rates and terms are available.